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FINANCIAL POLICY
We are committed to providing you with the best possible care. If you have medical insurance, we are anxious to help you receive your maximum allowable benefits. In order to achieve these goals, we need your assistance and your understanding of our payment policy.
Payment for your first day services are due in full at the time they are rendered. This may include charges for examination, x-rays and treatment. We accept cash, checks, Master Card or Visa. Following your examination we will discuss your charges with you.
If you have insurance, we will verify your individual coverage by your second visit so long as you provide us with a copy of your insurance card which must have a policy or group number and a phone number for us to call for verification. Upon obtaining the insurance company address we will bill the insurance periodically for your charges.
You must realize, however, that:

    1. Your insurance is a contract between you, your employer and the insurance company. We are not a party to that contract.
    2. We will require payment upon each visit until your deductible is met.
    3. Once your deductible has been satisfied we will expect payment weekly of the percentage your insurance does not pay. This percentage usually ranges from 10% to 20%.
    4. Not all services are a covered benefit in all contracts. Some insurance companies arbitrarily select certain services they will not cover.

We much emphasize that as health care providers, our relationship is with you not your insurance company. While the filing of insurance claims is a courtesy that we extend to our patients, all charges are your responsibility from the date the services are rendered. We realize that temporary financial problems may affect timely payment of your account. If such problems do arise, we ask you to contact us immediately so we may assist in the management of your account.

If you have any questions about payment policies or regarding your INSURANCE COVERAGE, please don't hesitate to ask us. If you do not have insurance please advise the receptionist at once so that we may discuss our payment policies in your situation in advance.

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